Business Insurance

Business Auto

This coverage is available to protect your business from the liability associated with operating automobiles. Coverage is available for owned, non-owned, and hired vehicles including autos, trucks, vans, tractors and trailers. Physical damage coverage is also available.

Business Property

Covers buildings or business property, including office equipment, computers, inventory or tools. Additional coverage can be added that will protect you if you have a fire, vandalism, theft, smoke damage, etc.

General Liability

This coverage protects your business from claims arising from alleged bodily injury, personal injury or property damage liability. It includes protection for services you render or products you sell. Coverage payments can include judgments, attorney fees, court costs, or other related expenses.

Professional Liability

This coverage is used to insure against claims arising out of negligent acts, errors or omissions in the rendering or failing to render professional services as defined in the policy.

Workers Compensation

State law requires that almost every employer provide Workers Compensation insurance for their employees. This insurance provides coverage for accidents or disease arising from employment as prescribed by these state laws. Benefits can include lost wages, medical expenses, and permanent disfigurement/disability payments.

Employment Practices Liability

This insurance is used to protect against lawsuits by employees alleging wrongful termination, discrimination, harassment, or other specified employment related exposures.

Umbrella and Excess Liability

This policy provides protection against catastrophic liability claims. The policy acts as an excess over your primary liability policies. Its limits apply in addition to that provided by the underlying coverage.

Directors & Officers Liability

This insurance is used to insure against claims arising from th